Money problems. People not making enough money to do what they want. People getting into credit card debts and loans. Money problems getting in the way of friendships, relationships, and families.
Is this you?
Aren’t you sick and tired of having money problems?
Don’t you want to make more money to add to what you’re currently making?
Don’t you want to move beyond your single income stream and just stop being totally dependent on your salary?
Don’t you want to experience a day when you have more income AND more free time as well?
Have you always wanted to make significant changes in your life and take control of your future – well, at least, in the financial context?
Let me ask you again.
Is this you?
Does any of this sounds like you?
To be honest, my friend, you’re taking a huge risk with your life. What if a bad state in your industry forces your company to downsize? What if your boss suddenly decides it’s gonna be your last day at work today? What if your team gets dissolved? What if technology replaces your job? What if you suddenly die without leaving anything for your family to live on?
If you lose your job, who’ll feed your family? Who’ll send your kids to school? How’ll you pay your bills and debts?
Look, I don’t want any of these questions to haunt you.
So don’t get stressed. In fact, smile. Because you’re in a right place right now.
Hi! Nice to meet you.
This is PaydayHacks and I’m here to help people like you hack your way into wealth, one payday at a time.
Let’s find your own world of financial freedom.
So, how to begin?
Well, to be quite honest, you’re already beginning now.
Here’s a personal finance podcast! Just by listening to this content is a step forward towards financial freedom – no matter how intentional (or unintentional) you may’ve been right now.
I think it’s a really smart decision for you and your family’s future.
Just by choosing to listen to my podcast, you’ll know more about money and how to make the most of it, no matter what your job, social status, or salary is. Because it doesn’t matter.
Personal finance is for EVERYBODY.
So…you might’ve wondering. What’s my story?
About that…I don’t really have a dramatic, tear-jerking story to offer you. It’s pretty simple:
I grew up in a poor family, sure, but my three elder sisters and I made it through college, and got stable jobs.
I was 20 when I finished college. I looked for my first job. By then, I was so into the belief that I would reap the benefits of working really hard on my upcoming job. That I’d get rewarded eventually. That working hard for my job is the best way to get the life that I want. I felt like it’s a no-brainer to say “Yes” to interview questions such as:
“Are you willing to work overtime until late?”
“Are you willing to work on weekends?”
“Are you willing to work on holidays?”
“Are you willing to report to work whenever asked?”
“Are you willing to get assigned somewhere far, whenever needed?”
Back then, I was just afraid to answer “No.” I was afraid that I’d never get the job if I answered truthfully. That I’d have to look for another job – waiting for hours and hours on end for that interview and going home tired, too tired to do anything else.
I didn’t know those questions were traps. Traps preventing me from trying out other things, learning and finding other ways for me to earn more. After all, how the hell can I have the time and energy to look for more income streams if I’d have to work overtime, on weekends, on holidays, whenever asked?
Looking back, ‘twas pretty stupid of me to get scared by saying “No.” Right now, I’m very thankful to not have gotten a job in which I’d have to work overtime, on weekends and on holidays.
But I know this is not enough.
My sister introduced me to passive income. We talked about stock market and mutual funds. I was amazed at the idea of having to put my money in a certain platform and letting them grow – without working overtime and on weekends or holidays. Even when I’m sleeping or on vacation! Sure, overtime and working on holidays may earn you double pay, but to hack your way into wealth involves more than that – you’ve got to make a conscious effort of putting your money in a place that will make your money work for you.
So that’s how I met with a different income stream. To be honest, I was a procrastinator myself, so after getting a job, I didn’t actually follow the advice of saving money right away – Christmas came and so did my Christmas mood and I got hyped with finally having time to hang out with my friends whom I’ve rarely seen back in college. So, when I finally got the chance, I took my sweet time doing my due diligence before going in. You’ve got to know first what you’re getting into, after all!
So there. I was six months late from actually investing on the better platform. Six months is a long time, but it could just pass by you in a snap – as quick as lightning if you’re not alert or woke enough.
So here I am, telling you to not procrastinate like I did.
I’ve forgiven myself from those mistakes, but I still regret not saving some even when I can’t save a lot. Every big savings came from small ones, so no matter how small, the important thing is to make them count and do the habit of saving diligently.
But saving is just one part of the whole process.
We still have yet to learn where to put our money, and how to multiply them.
And trust me, it’ll be a sweet ride to financial freedom.
Hi! Thank you so much for taking the time and joining me here in PaydayHacks!
If you like my blog/podcast, please share PaydayHacks to people you want to get rich with you – most likely your family, friends, colleagues, and people dear to you, and also please leave a review of the show whenever you listen to my podcast.
Thanks for your time and see you next post!